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Mortgage interest rates can change daily. When you lock a rate, it means your interest rate won’t change during the time that your offer was accepted to the time that you close on your home. Rate locks are typically 30, 45, or 60 days. If you do not lock in a rate it may change at any time. Rates can’t be locked when the market is closed e.g., holidays or weekend.
Equal Housing Lender | © 2010-2023 Semper Home Loans Inc. NMLS #1053 www.nmlsconsumeraccess.org
Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc. does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
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