I’m having a baby; how does this affect my loan?

If you or your partner are on maternity or paternity leave when you apply for a loan, it could affect your ability to qualify for a mortgage. If you are on unpaid leave, it could make it difficult for your Loan Officer to verify your income. It is best to apply for your mortgage and buy your home prior to having your baby. Or you can wait until you both have returned to work, after the baby is born.