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About Semper Home Loans
What does it mean to refinance?
When you refinance your loan, you acquire a new loan to pay off the debt of the original loan. If you are considering a refinance, it is important to know both the benefits and costs involved. Refi...
What should I consider before refinancing?
You should know your homes equity which is the amount you have paid off and invested in your home. 20% equity will make it easier to qualify for a loan. You should also know your credit score. Borr...
What are the benefits of refinancing?
Lower interest rate and payment: If your credit has improved or rates have dropped since you got your original loan you could save money on interest and lower your monthly payment.
Change rate type...
How soon can I refinance?
You can refinance with Semper Home Loans six months after obtaining the mortgage.
How long does it take to refinance?
Semper Home Loan completes refinances in 30 days or less, on average.
Pre-approval
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
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