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Commonly talked about topics

About Semper Home Loans
Why should I choose Semper Home Loans and what is the Semper “Vibe”?
Why Semper Home Loans? We believe in providing our clients with A+ service and communication. Semper provides home buyers across demographics, generations and income brackets with affordable rates ...
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Is Semper Home Loans a direct lender?
Yes, we are. We work with our borrowers from the initial application, through funding of the loan, internally.
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Does Semper Home Loans offer mortgages in my state?
We are currently licensed to lend in 41 States and quickly growing. We are working hard to become licensed in all 50 states. You can currently work with us in:   Alabama (AL) New Hampshire (NH) ...
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Will Semper Home Loans service my mortgage?
Currently, Semper Home Loans does not service your mortgage for the life of the loan. Depending on which day of the month your closing falls on, Semper may collect your first mortgage payment. Your...
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I loved working with Semper Home Loans, where can I share my experience?
We would love for you to share your experience with us and others! You will receive an email and text at the time of closing that easily allows you to leave a review. We know closing can be hectic,...
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Pre-approval
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
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Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
Read more
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
Read more