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Commonly talked about topics
About Semper Home Loans
I’m getting married; how does this affect my loan?
If you buy a house on your own and then get married, the mortgage is still solely in your name until you refinance. When you refinance, you can add your partner’s name to the loan. If you purchase ...
I’m getting separated/divorced; how does this affect my loan?
If you are separating or divorcing, let your mortgage originator know right away. A few scenarios that could happen:
You may both decide to move off the property, sell the house and pay off the mo...
Pre-approval
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
Who should be on the loan application?
Your loan officer will walk you through expectations for the loan process, such as estimated days to close, loan conditions, and fees. Maintaining your current financial status is important for your loan to proceed. Fluctuations in savings accounts, credit card balances and employment may all impact your mortgage process...
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