Under Contract
My offer was accepted, now what?
Once your offer is accepted you want to let your Loan Officer know so they can get started right away. In addition to the documents you provided for pre-approval they will need: Your signed Purch...
What is an escrow account, and do I need one?
Escrow Account: An escrow account is when part of your monthly loan payment is allocated to cover costs associated with home ownership. Costs may include real estate taxes, insurance premiums and p...
Can I take a vacation?
Try not to plan any vacations during the home buying process. Contact can be difficult when people are on vacation and, if we need documents, this could delay the process and closing. If you have p...
Can I change jobs during the approval process?
Changing jobs in the middle of the home buying process can affect your income which may cause delays or potential denial of your home loan. Once you close on your home, changing jobs would no longe...
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