Life Events

I’m getting married; how does this affect my loan?

If you buy a house on your own and then get married, the mortgage is still solely in your name until you refinance. When you refinance, you can add your partner’s name to the loan. If you purchase ...

I’m getting separated/divorced; how does this affect my loan?

If you are separating or divorcing, let your mortgage originator know right away. A few scenarios that could happen: You may both decide to move off the property, sell the house and pay off the mo...

I’m having a baby; how does this affect my loan?

If you or your partner are on maternity or paternity leave when you apply for a loan, it could affect your ability to qualify for a mortgage. If you are on unpaid leave, it could make it difficult ...